+393508052756 Head Office: Palazzo Altieri Piazza del Gesù, 49 00186 Roma Mon–Fri 08:30–17:00
C. D. F
Personal Banking · Est. 1972

Conto
Corrente

Banking as it should be elegant, dependable, and crafted for the way you live.

Overview Our Accounts Features Compare How to Open FAQs
Personal Banking

Your Account. Your Foundation.

Crafted for Every Chapter of Life

For nearly two centuries, Italians have trusted Casa Della Finanza with the account at the centre of their financial lives. A current account with us is more than a place to keep money it is a relationship, tended by a dedicated banker who knows your name and understands your circumstances.

Whether you are a student opening your very first account, a professional managing the demands of a busy career, or a family building a future across generations, we have designed an account to serve you with the grace and precision that Casa Della Finanza has always stood for.

Three carefully considered account tiers. No hidden charges. No small print designed to confuse. Simply the finest everyday banking, delivered with the courtesy and craftsmanship you deserve.

"Every great fortune begins with a single account, tended with care."

Casa Della Finanza · Personal Banking Philosophy
Current Accounts · At a Glance
Account Tiers Classico · Nobile · Privato
Monthly Fee From € 0 / month
Debit Card Included on all tiers
Online & Mobile Full access, 24 / 7
SEPA Transfers Free, unlimited
Overdraft Facility Available on request
ATM Withdrawals Free in Italy · €0 in EU
Deposit Protection FITD · Up to €100,000
3.2M
Active Clients
60
Years of Banking
€ 0
Min. Monthly Fee
24/7
Digital Access
25
Branches Nationwide
100%
Deposits Protected
CLASSICO Casa Della Finanza Classico
Tier One · Entry Account

Conto Classico

For students and those beginning their financial journey

The Conto Classico is our founding account simple, dignified, and completely free of monthly charges for eligible clients under 30. It offers everything one needs to manage daily finances with confidence, backed by the full institutional strength of Casa Della Finanza.

  • ✦
    Free for clients under 30 · €2/month thereafter
  • ✦
    Visa Debit card included at no extra charge
  • ✦
    Unlimited free SEPA transfers within the Eurozone
  • ✦
    Full online and mobile banking, 24 hours a day
  • ✦
    Overdraft up to €500 on request, at 9.9% EAR
  • ✦
    FITD deposit protection up to €100,000
€ 0 / month for under 30s
Open an Account → Compare Accounts
•••• •••• •••• 8472 NOBILE Casa Della Finanza Nobile
Tier Two · Professional Account

Conto Nobile

For professionals, families, and those who expect more

The Conto Nobile is our flagship personal account — designed for clients who wish the best of modern banking without sacrifice or compromise. A dedicated relationship banker, premium Visa card, and an array of privileges make the Nobile the natural home for those who value both substance and refinement.

  • ✦
    Flat monthly fee of €9 · waived above €10,000 balance
  • ✦
    Visa Gold Debit + Visa Credit card, both included
  • ✦
    Free ATM withdrawals worldwide, up to 8 per month
  • ✦
    Dedicated relationship banker, reachable by direct line
  • ✦
    Overdraft facility up to €5,000 at 6.9% EAR
  • ✦
    Preferential rates on mortgages and personal loans
  • ✦
    Travel insurance and purchase protection included
€ 9 / month · waived above €10,000
Open an Account → Compare Accounts
•••• •••• •••• 0001 PRIVATO Casa Della Finanza ★ ★ ★ ★ ★ Privato
Tier Three · Private Account

Conto Privato

For those who expect the extraordinary as a matter of course

The Conto Privato is our most distinguished personal account a service conceived for clients whose life does not fit a standard mould. From a dedicated Private Banker available seven days a week, to our exclusive black Visa Infinite card, the Privato is not merely an account but a statement of arrival.

  • ✦
    € 25 / month · waived above €50,000 in assets held
  • ✦
    Visa Infinite Black card with concierge service
  • ✦
    Unlimited free ATM withdrawals globally
  • ✦
    Personal Private Banker, 7 days a week
  • ✦
    Priority branch access — no queuing, ever
  • ✦
    Overdraft up to €25,000 at 4.9% EAR
  • ✦
    Comprehensive travel, medical, and legal insurance
  • ✦
    Complimentary access to 1,400+ airport lounges worldwide
€ 25 / month · waived above €50,000 in assets
Open an Account → Compare Accounts
"

A current account is not merely a ledger of transactions it is the mirror of a life, a record of ambitions pursued and obligations honoured. We have had the privilege of holding that mirror for Italian families since 1847.

Casa Della Finanza · Personal Banking, Since 1847
What's Included

Features Across All Accounts

Visa Debit Card

Accepted in 200+ countries

Every current account includes a Visa debit card contactless-enabled, Apple Pay and Google Pay compatible, and protected by our 24-hour fraud monitoring. Upgrade tiers include Visa Gold and Visa Infinite Black.

Mobile & Online Banking

Full access, any device, any hour

Our award-winning app and web platform give you complete control over your finances instant payments, real-time notifications, spending analysis, and direct access to your banker via secure message. Rated 4.8 stars on the App Store.

Deposit Protection

FITD · Up to €100,000

All deposits are protected up to €100,000 per client by the Fondo Interbancario di Tutela dei Depositi (FITD), Italy's state-mandated deposit guarantee scheme. Your money is safe, always.

Free SEPA Transfers

Unlimited · Eurozone-wide

Send money anywhere within the SEPA zone 36 countries entirely free of charge, with no limit on the number of transfers. Instant payments to other Casa Della Finanza accounts. International SWIFT transfers available at competitive rates.

24/7 Customer Service

By phone, chat, or in branch

Our client services team is available around the clock by telephone and via secure in-app chat. For Nobile and Privato clients, a named relationship banker is reachable directly. All 430 branches open six days a week.

25 Branches Nationwide

Every region of Italy

From Roma, Casa Della Finanza has 25 branches each staffed by specialists who have served their local communities for generations. Our branch network is the largest of any privately-owned Italian bank.

No Hidden Charges. Ever.

We believe the relationship between a client and their bank should be founded on absolute clarity. Every fee, every rate, every condition is disclosed in plain Italian and plain English before you open your account. If you ever discover a charge you did not expect, we will refund it without question — that is our promise, and it has been since 1972.

Side by Side

Compare Our Accounts

Feature Conto Classico Conto Nobile ★ Conto Privato
Monthly Fee € 0 (under 30) / €2 € 9 (waived €10k+) € 25 (waived €50k+)
Debit Card Visa Classic Visa Gold Visa Infinite Black
Credit Card — ★ Visa Gold ★ Visa Infinite
SEPA Transfers Free, unlimited Free, unlimited Free, unlimited
ATM Withdrawals (Italy) ✦ Free ★ Free ★ Free
ATM Withdrawals (Global) — ★ 8 / month free ★ Unlimited
Relationship Banker — ★ Dedicated ★ Private · 7 days
Overdraft Limit € 500 € 5,000 € 25,000
Travel Insurance — ★ Included ★ Comprehensive
Airport Lounge Access — — ★ 1,400+ globally
Priority Branch Access — — ★ Always
Mobile Banking ★ ✦ ★
FITD Deposit Protection ★ €100k ★ €100k ★ €100k

★ Most popular account. All rates and fees correct as of January 2025 and subject to the Standard Terms and Conditions. EAR = Effective Annual Rate.

Getting Started

Open Your Account in Four Steps

01
Choose Your Account
Select Classico, Nobile, or Privato using our comparison tool above or speak with a banker who will help you choose the account that fits your life best.
02
Verify Your Identity
Complete our secure identity verification in minutes using our app upload your carta d'identità or passaporto and a selfie. Alternatively, visit any of our 430 branches in person.
03
Sign Digitally
Review and sign your account agreement using our qualified electronic signature legally binding and fully compliant with eIDAS regulation. No printer. No postage. No delay.
04
Begin Banking
Your account is open within one working day. Your IBAN and card details are available immediately in the app. Your physical card arrives by registered post within three to five days.
Open Online Now → Find a Branch
Common Questions

Frequently Asked Questions

How long does it take to open an account? ▾
Most applications completed online are approved and activated within one working day. Applications requiring additional documentation may take up to three working days. In-branch applications are processed while you wait — your IBAN is issued before you leave.
Can I open an account if I am not resident in Italy? ▾
Yes. EU citizens may open a Conto Classico or Nobile account regardless of their country of residence, subject to standard identity verification. Non-EU clients are welcome to apply in person at any of our branches, or to contact our International Client Services team for assistance.
Is there a minimum balance required? ▾
No minimum balance is required to open or maintain any of our current accounts. However, holding a balance above €10,000 on the Nobile account, or €50,000 in combined assets on the Privato, will waive the monthly maintenance fee entirely.
Can I switch to a different account tier at any time? ▾
Absolutely. You may upgrade or change your account tier at any time via the app, by calling your relationship banker, or by visiting any branch. Upgrades take effect immediately. Your account number and IBAN remain unchanged.
How do I access the overdraft facility? ▾
Overdraft facilities are available on all account tiers, subject to a straightforward credit assessment. You may apply via the app in minutes, by telephone, or in branch. Once approved, your overdraft is available immediately and will appear as a reserve balance in your account.
What happens if my card is lost or stolen? ▾
You may freeze your card instantly via the app with a single tap — or call our 24-hour card emergency line on +39 06 8000 1234. A replacement card will be dispatched by registered post within two working days. Emergency cash may be arranged at any branch or via Western Union on your behalf.
Begin Today

Open Your Account.
Join 60 Years of Trust.

Whether you are taking your first steps into banking or looking for an institution that matches your ambitions, Casa Della Finanza has an account for you and a banker ready to serve you.

Open Online → Book a Branch Appointment