+393508052756 Head Office: Palazzo Altieri Piazza del Gesù, 49 00186 Roma Mon–Fri 08:30–17:00
CARTE
Personal Banking · Est. 1847

Carte
di Credito

Cards forged for those who expect recognition wherever they travel and rewards worthy of how they live.

Overview Our Cards Rewards Calculator Benefits Compare How to Apply FAQs
Personal Credit

A Card Equal to Your Ambitions.

Crafted for Every Occasion, Every Corner of the World

A credit card from Casa Della Finanza is more than a means of payment. It is an instrument of confidence accepted in over 200 countries, backed by our fraud protection team around the clock, and adorned with the privileges of a bank that has served distinguished clients since 1847.

We offer three credit cards, each calibrated to a different chapter of life. Our entry-level Carta Classica gives the full power of Visa with no unnecessary complexity. The Carta Oro rewards loyal spenders with cashback and travel privileges. And our exclusive Carta Infinita Black issued only to Conto Privato clients places a world-class concierge service at your fingertips, wherever you are.

No hidden interchange fees. No foreign transaction surcharges on our premium cards. No call-centre queues when you need us. Simply the finest credit, extended with the trust and craftsmanship Casa Della Finanza has always stood for.

"A card should open doors, not create conditions. We built ours accordingly."

Casa Della Finanza · Card Services
Credit Cards · At a Glance
Cards Available 3 Visa Tiers
Annual Fee From € 0 (Classica)
Credit Limit From Up to € 5,000
Purchase Rate (APR) From 14.9% APR
Reward Points Up to 3 pts / € 1
Accepted In 200+ Countries
Fraud Protection 24 / 7 · Zero Liability
Contactless & Wallet Apple Pay · Google Pay
3×
Points Per € Spent
200+
Countries Accepted
1,400+
Airport Lounges
€0
Foreign Fees (Infinita)
24 / 7
Concierge & Support
Our Range

Three Cards. One Standard of Excellence.

VISA •••• •••• •••• 1847 CLASSICA Casa Della Finanza Classica
Tier One · Everyday Credit

Carta Classica

For everyday spending, managed with ease and dignity

The Carta Classica is our flagship entry-level credit card a Visa card of genuine substance, offered at no annual fee to all Casa Della Finanza account holders. Wherever life takes you, the Classica is accepted in over 200 countries, protected by zero-liability fraud cover, and ready to tap at any contactless terminal in the world.

  • ✦
    No annual fee · no monthly card charges
  • ✦
    Credit limit up to €5,000 · subject to credit assessment
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    1 reward point per €1 spent · redeemable for cashback or travel
  • ✦
    Contactless payments · Apple Pay & Google Pay enabled
  • ✦
    Zero-liability fraud protection · 24/7 monitoring
  • ✦
    Purchase protection up to 90 days
  • ✦
    Up to 56 days interest-free on purchases when balance cleared in full
€ 0 / year · 14.9% APR representative
Apply Now → Compare Cards
★ ★ ★ VISA GOLD •••• •••• •••• 1848 ORO Casa Della Finanza Oro
Tier Two · Premium Rewards

Carta Oro

For those who spend with intention and reward themselves in kind

The Carta Oro is our premium Visa Gold credit card — the natural choice for professionals and frequent travellers who wish their spending to work harder. Double reward points on dining, travel, and culture. No foreign transaction fees within the EU. And a suite of travel protections that accompany every journey, however near or far.

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    € 79 / year · waived in the first year for new clients
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    Credit limit up to €15,000 · subject to credit assessment
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    2 reward points per €1 · 3× on dining, travel & culture
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    No foreign transaction fees across all EU countries
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    Complimentary travel insurance trip cancellation & delay
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    Purchase protection & extended warranty (180 days)
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    Up to 56 days interest-free · dedicated 24/7 card line
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    Preferential FX rates on international transfers
€ 79 / year · 17.9% APR representative · first year free
Apply Now → Compare Cards
★ ★ ★ ★ ★ VISA INFINITE •••• •••• •••• 0001 INFINITA BLACK Casa Della Finanza ✦ ✦ ✦ ✦ Infinita
Tier Three · Private · By Invitation

Carta Infinita Black

Issued exclusively to Conto Privato clients for those who consider the exceptional a minimum standard

The Carta Infinita Black is not applied for it is extended. Issued exclusively to holders of a Conto Privato, this Visa Infinite card carries a dedicated concierge team on call at any hour, complimentary access to over 1,400 airport lounges worldwide, and a credit limit structured around the client's individual financial profile. Unlimited reward points, no foreign transaction fees anywhere in the world, and the unmistakable presence that opens rooms before a word is spoken.

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    Annual fee waived above €50,000 in combined assets held
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    Bespoke credit limit · structured around your financial profile
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    3 reward points per €1 · unlimited · never expire
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    No foreign transaction fees anywhere in the world
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    24/7 personal concierge — dining, travel, tickets, gifts
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    Complimentary access to 1,400+ Priority Pass & Lounge Key lounges
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    Comprehensive travel, medical & legal insurance included
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    Emergency card replacement anywhere in the world within 24 hours
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    Exclusive Visa Infinite dining programme · preferred reservations
€ 250 / year · waived above €50,000 in assets · by invitation
Speak with a Private Banker → Compare Cards
"

A credit card is the most personal object a bank places in a client's hands. We have never forgotten the weight of that responsibility nor the privilege of being chosen to carry it.

Casa Della Finanza · Card Services, Since 1847
Estimate Your Rewards

Points & Cashback Calculator

€100€10,000
Everyday Frequent Traveller Dining & Culture Mixed
Everyday groceries, utilities and local spending.
Annual Rewards Estimate
36,000
≈ € 360 cashback value
Monthly Spend € 1,500
Points Rate 2 pts / €1
Monthly Points 3,000
Annual Points 36,000
Cashback Value € 360

Illustrative only · 1 point = €0.01 cashback equivalent · bonus categories apply to Carta Oro & Infinita

Across All Cards

Benefits Included As Standard

Zero-Liability Fraud Protection

24/7 · Worldwide · Instant Card Freeze

Every card is protected by our real-time fraud monitoring and Visa's zero-liability policy. If an unauthorised transaction occurs, you pay nothing. Freeze or unfreeze your card instantly in the app with a single tap.

Casa Della Finanza Reward Points

Earn on Every Purchase

Points accumulate on every eligible purchase and never expire. Redeem for cashback, statement credit, travel bookings, hotel stays, or exclusive experiences curated by our concierge team on your terms, in your time.

Contactless & Digital Wallets

Apple Pay · Google Pay · Garmin Pay

All Casa Della Finanza credit cards support contactless payments and are compatible with Apple Pay, Google Pay, and Garmin Pay. Your card is ready to use from the moment of approval before the physical card arrives.

Accepted in 200+ Countries

Visa Global Network

Backed by the Visa global network, your Casa Della Finanza card is accepted at over 80 million merchants worldwide from local markets in Sicily to five-star hotels in Tokyo. One card. Every destination.

Up to 56 Days Interest-Free

When Balance Cleared in Full

Pay your balance in full each month and enjoy up to 56 days of interest-free credit on every purchase without any action required. Manage, track, and pay your balance seamlessly in the Casa Della Finanza app.

Dedicated Card Support Line

24/7 · Direct to a Human

Every Casa Della Finanza card comes with access to our dedicated card support line available 24 hours a day, seven days a week. Carta Oro and Infinita clients reach a named relationship manager directly, without queue or IVR.

§

No Foreign Transaction Fees on Premium Cards. Ever.

We believe a bank that asks clients to pay a surcharge for spending their own money abroad has fundamentally misunderstood its purpose. The Carta Oro carries no EU foreign transaction fees. The Carta Infinita Black charges nothing anywhere in the world. This is not a promotional offer it is our standard.

Side by Side

Compare Our Credit Cards

Feature Carta Classica Carta Oro ★ Carta Infinita Black
Annual Fee € 0 € 79 · 1st yr free € 250 · waived €50k+
Credit Limit Up to €5,000 Up to €15,000 Bespoke
Purchase Rate (APR) 14.9% 17.9% Negotiated
Reward Points 1 pt / €1 2 pts / €1 3 pts / €1
Bonus Categories (3×) — ✦ Dining · Travel · Culture All categories
Points Expiry 36 months No expiry No expiry
Foreign Transaction Fees 2.5% non-EU None in EU None worldwide
Interest-Free Period Up to 56 days Up to 56 days Up to 56 days
Travel Insurance — ★ Trip cancellation & delay ★ Comprehensive
Airport Lounge Access — 2 visits / yr Unlimited · 1,400+ lounges
24/7 Concierge — — ★
Purchase Protection 90 days 180 days 365 days
Emergency Card Replacement 3–5 business days 48 hours 24 hours · worldwide
Apple Pay / Google Pay ★ ★ ★
Eligibility All account holders All account holders Conto Privato only

★ Most popular card. APR figures are representative; your actual rate depends on your individual circumstances. All fees correct as at January 2025.

Getting Your Card

Apply in Four Simple Steps

✦
01
Choose Your Card
Use our comparison tool or rewards calculator to select the card matched to your lifestyle. Not sure? A banker will advise you in minutes online, by phone, or in any of our 430 branches.
02
Complete Your Application
Apply online in under ten minutes or visit a branch. You will need your current account details, employment information, and income confirmation. Existing clients may be pre-approved instantly.
03
Receive Your Decision
Most applications receive an instant or same-day decision. Where additional documentation is required, we aim to respond within two business days. You will be notified immediately in the app and by email.
04
Use Your Card Immediately
Upon approval, your card is added to Apple Pay and Google Pay instantly. Your physical card arrives by registered post within three to five business days, complete with your PIN in a separate mailing.
Apply Online Now → Find a Branch
Frequently Asked Questions

Questions About Our Credit Cards

Do I need a Casa Della Finanza current account to apply for a credit card? ▾
Yes. All Casa Della Finanza credit cards are available exclusively to holders of a Casa Della Finanza current account (Conto Classico, Nobile, or Privato). The Carta Classica and Carta Oro are open to all account holders; the Carta Infinita Black is issued exclusively to Conto Privato clients at the invitation of their Private Banker. If you do not yet hold a current account with us, you may open one and apply for a card simultaneously.
How are reward points earned and redeemed? ▾
Points are awarded on every eligible purchase: 1 point per €1 on the Carta Classica, 2 points per €1 on the Carta Oro (with 3× on dining, travel, and cultural purchases), and 3 points per €1 on the Carta Infinita Black. Points can be redeemed via the Casa Della Finanza app or by calling your card line for cashback credited to your statement, travel bookings through our dedicated portal, hotel nights, or curated experiences. Carta Oro and Infinita points never expire; Classica points are valid for 36 months from the date of earning.
What is the credit limit, and can it be increased? ▾
Credit limits are assigned at the time of application following our standard credit assessment and are indicative: up to €5,000 on the Carta Classica and up to €15,000 on the Carta Oro. The Carta Infinita Black carries a bespoke limit agreed with your Private Banker. You may request a limit increase at any time via the app, by phone, or in branch. Requests are assessed within one business day and may require updated income information.
What happens if my card is lost, stolen, or damaged? ▾
You may freeze your card instantly via the Casa Della Finanza app no call required. To report a lost or stolen card, call our 24-hour card emergency line at. A replacement card will be dispatched within 48 hours for Carta Oro clients and within 24 hours to any location in the world for Carta Infinita Black clients. Carta Classica replacement takes three to five business days. All cards carry Visa's zero-liability guarantee — you are never responsible for unauthorised transactions.
How does the 56-day interest-free period work? ▾
When you pay your full statement balance by the due date each month, you pay no interest on purchases made in that statement period. The interest-free period runs from the first day of your statement period to the payment due date, which may be up to 56 days for purchases made on the first day of the cycle. Interest is charged at the standard purchase rate only if you carry a balance forward. You can view your statement date, balance, and due date at any time in the Casa Della Finanza app.
Are there any charges for using the card abroad? ▾
The Carta Classica charges a non-EU foreign transaction fee of 2.5% of the transaction value; there are no fees within the EU. The Carta Oro carries no foreign transaction fees across all EU and EEA countries. The Carta Infinita Black charges no foreign transaction fees anywhere in the world. ATM withdrawals abroad are subject to a cash advance fee of 3% (minimum €3) on all cards; we recommend using your debit card or arranging cash through a branch when possible.
How do I access the Carta Infinita concierge service? ▾
Carta Infinita Black clients have access to a dedicated Visa Infinite concierge team, reachable 24 hours a day, seven days a week, via a priority direct line provided on card activation. The concierge can assist with restaurant reservations at any establishment worldwide, theatre and concert tickets, private travel arrangements, hotel suite upgrades, gift sourcing, and any bespoke request. There is no charge for the concierge service itself; third-party costs (reservations, tickets, etc.) are billed to your card.
Apply Today

Carry a Card That Carries 40 Years of Trust.

Whether your ambitions take you across the city or across continents, a Casa Della Finanza credit card is the one companion worthy of the journey.

Apply Online → Book a Branch Appointment